Credit Builder Loans

Looking to establish or re-establish a good credit rating?

Wishing you had some spare cash to start investing, but can’t quite get there? Our Kickstart Credit Builder Loan will help you do both!

With our Kickstart Credit Builder Loan, we’ll lend you money to put into a term deposit or a TFSA term deposit. Not only will you start saving, but you’ll earn investment income and help build your credit rating! It’s so easy.

• Approvals are quick and, depending on the amount you apply for, you don’t need an appointment.
• Since the loan is cash-secured, we’re able to offer the best possible rate!
• Once the loan’s paid off, you can use it again to purchase another investment and continue to build your credit rating – no need to re-apply!
• We’ll customize your loan amount to you so your payments are completely achievable.

• It’s a great credit-building alternative.
• You’ll have up to one year to pay off the loan balance with blended monthly payments.
• Since the term investment is used to fully secure the loan, the investment can only be redeemed once the loan is paid in full. 
• Even if the loan is paid in full, your term investment can’t be redeemed until its maturity date.